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Mass Exodus at CFTC
Strapped Shoppers Struggle With 'Buy Now, Pay Later'
Finance Megaphone
May 21, 2025
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Welcome to Finance Megaphone – Your Free Source for Financial News
At Finance Megaphone, we bring you the latest and most relevant updates from the world of finance. Whether it's market trends, breaking news, or insights from industry experts, we’ve got you covered. Stay informed, stay ahead, and make smarter financial decisions with the news that matters most.
Let’s dive into what’s happening in the market today!
Mass Exodus at CFTC: All Four Commissioners Announce Departures Amid Crypto Policy Shift
AutoZone Stock Gets a Boost as Tariffs Drive DIY Car Repairs
Strapped Shoppers Struggle With 'Buy Now, Pay Later' Loans as Debt Soars
Mass Exodus at CFTC: All Four Commissioners Announce Departures Amid Crypto Policy Shift
In a sweeping leadership shakeup, all four commissioners at the U.S. Commodity Futures Trading Commission (CFTC), including top Democratic voice Kristin Johnson, have announced plans to step down. Johnson, known for her strong stance on crypto regulation and DeFi oversight, confirmed she will leave at year’s end after completing her term. Her exit follows those of Christy Goldsmith Romero, Caroline Pham, and Summer Mersinger—who recently accepted a role as CEO of the Blockchain Association. The departures leave the CFTC in a transitional phase, with new commissioners to be nominated by the president and confirmed by the Senate. Johnson emphasized the agency’s critical mission to protect investors, maintain market integrity, and engage with stakeholders on digital asset policy.
AutoZone Stock Gets a Boost as Tariffs Drive DIY Car Repairs
Bank of America has upgraded AutoZone (AZO) to a “buy” rating ahead of next week’s earnings, citing a shift in consumer behavior toward fixing cars instead of buying new ones amid rising auto tariffs. Analysts raised their price target to $4,800—about 24% above current levels—highlighting AutoZone’s strong appeal to both professional and DIY repair markets. With tariffs potentially adding over $3,000 to vehicle prices, AutoZone is positioned to benefit from budget-conscious drivers. The company is expected to post solid third-quarter results, including 2% same-store sales growth and $38.15 EPS, beating the $36.89 consensus.
Finance Megaphone for
Gold hitting record highs
The price of gold keeps heating up. If the record-breaking year of 2024 wasn't enough, gold hit a major historic 2025 milestone by crossing the $3,000/ounce threshold!
Here are 3 Key Reasons:
Looming economic & political uncertainty
Increasing central bank demand
Rising National Debt - over $36 Trillion
So, could gold surge even higher?
According to a recent statement from Jeffrey Gundlach, famed American business man and investor… “Gold continues its bull market that we’ve been talking about for a couple of years, ever since it was down to $1,800.” He expects gold to reach $4,000/oz.
Is it time you learn more about precious metals?
Get all the answers in your free 2025 Gold & Silver Kit. Plus, if you request your free kit today, you could qualify for up to 10% Instant Match in Bonus Silver*.
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Strapped Shoppers Struggle With 'Buy Now, Pay Later' Loans as Debt Soars
A growing number of Americans are falling behind on “buy now, pay later” (BNPL) loans, with Klarna reporting a 17% rise in credit losses and new surveys showing late payments are becoming more common. Popular for their no-interest, no-credit-check appeal, BNPL plans are especially favored by younger, lower-income, and minority consumers—but many are overextending themselves as inflation and debt hit record highs. With consumer debt at $18.2 trillion and student loan collections resuming, experts warn that easy access to BNPL is fueling financial strain. Meanwhile, the Trump administration is pulling back regulation of these fintech lenders, raising concerns from consumer advocates about oversight and borrower protections.
some our tweets
Finance today
All four commissioners at the CFTC, including Kristin Johnson, are stepping down—leaving a major leadership gap as the agency faces critical decisions on crypto and market regulation.
link in bio for free news
— Finance Megaphone (@Financemeg_news)
9:08 PM • May 21, 2025
That’s a wrap for this edition of Finance Megaphone.
We hope the insights and updates we’ve shared help you stay informed and ready to take on the market. Remember, knowledge is power, and we’re here to keep you in the know every step of the way. Be sure to check back next edition for more timely news, expert analysis, and the latest trends in the financial world.
Until then, keep investing smart and stay ahead of the curve!